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Hear in America is NOT INSURANCE, it is a FREE discount plan, there is no cost to participate in this Program. It is not included or part of any Medicare Supplement or Advantage program. The Plan does not make payments directly to providers for medical services. You must pay for services when they are rendered but if you go to a participating provider you will receive these services at a discount. The discount plan is available through AccessOne Consumer Health, Inc 84 Villa Rd Greenville SC 29615 www.accessonedmpo.com 800.796.1982